Club Accounts

Starter Club

At Ohio Catholic FCU, it STARTS  here for all the important things in your life…college, your first job, first car, your first home, and starting a family.  Let Ohio Catholic help you begin paving the way for your financial future.  Join the STARTER Club  today!

STARTING Point
- Must be 18 – 24 years old
- Open up a checking and savings account with:
Debit Card
eStatements
Online Banking through Its Me 247

STARTER Club Benefits
- Earn dividends on balances over $50 (paid monthly)
- VISA credit card*
- Special discounts on Auto Loans emailed to you during the year
- Access to the Student Choice Private College Lending program
- Discounts on Dell Computers, Sprint Phones, and GM cars
- One “free” overdraft a year**
- eAlerts and eNotices
- Mobile and Text Banking
- Access to thousands of ATM’s worldwide

*Must be 21 years of age and subject to creditworthiness.  If under 21 years of age, must have a co-signer and subject to creditworthiness.  **This is not automatic.  Member must call the credit union to have the fee reversed.

Christmas & Vacation Clubs

Christmas and Vacation Club Savings Accounts allow members to save for Christmas and vacation expenses.  An initial $5.00 deposit is required to open account.

- Club accounts can be opened at any time throughout the year
- Each account has a specific disbursement date
- Dividends are accrued throughout the year and are paid on the disbursement date
- A penalty fee per withdrawal will be charged for each withdrawal prior to the disbursement date  and if you close your account prior to the disbursement date you will lose all dividends accrued.
- Dividends are calculated on the average daily balance
- Christmas and Vacations Club accounts have a maximum yearly limit of $5,000 on deposit