Account to Account Transfers (A2A) FAQs

How long does it take to set up an Account to Account service at the credit union?

  • It only takes a few minutes with a Member Service Representative to set up Account to Account service. We will need to see proof that you are an owner on the other account. If you are not on the account at the other financial institution, the owner of that account must be present to sign for access to that account.

What information do I need to bring to the credit union to set-up Account to Account transfer?

  • You need to bring proof that you are an owner on the account you wish to transfer to/from and the following information for your other account: Account Number, Account Type, Name on Account, and routing number .

Are there any fees associated with A2A?

  • No, OCFCU does not charge for Account To Account transfers.

Can I schedule a date to transfer funds or are funds transferred on the date I set up the transaction?

  • You can choose to transfer funds immediately or for a date in the future.

Can I set up recurring transfers or is this service for one-time transfers only?

  • Yes, you can set up recurring transfers along with one-time transfers.

When will my transfer process?

  • Most transfers will process within two business days.

Can I transfer funds to accounts outside the United States?

  • No, we can only transfer to financial institutions within the United States.

Can I cancel a transfer once I request it?

  • No, a scheduled transfer cannot be cancelled.