CHECKING

CHECKING DESIGNED FOR YOU

Our checking products make it easy for YOU to get more everyday value from your Ohio Catholic FCU membership. It’s simple to bank fee-free or to earn interest on your checking deposits.

You can save up to $155 in fees annually by just meeting just two simple requirements: maintain a minimum daily balance and/or sign up for eStatements.

Get the convenience of a free debit card with any checking account, plus free online banking tools to pay bills, deposit checks from your smartphone, and transfer funds anytime.

OUR CHECKING ACCOUNTS

HIGH YIELD CHECKING

Designed for members looking to earn a higher return on money with easy access. A higher, variable rate will be paid on these accounts to help you reach your financial goals sooner. Direct deposit is required.

3.00% APY*
Unlimited Check Writing
No Monthly Fee w/ $2,500 average daily balance. Account must maintain an average daily balance of $2,500 or a monthly fee of $9.95 will be applied.
Interest-bearing. Premium rate will be paid on balances from $2,500 – $15,000. One high yield checking account per TIN. Rate is variable and can change at any time.
FREE Debit Card
FREE eStatements ($4.00/mo for monthly paper statements)
FREE Online banking & Bill Pay
FREE Mobile Banking app
FREE Mobile deposit (Must be 18+ to use)
FREE Transfers between Ohio Catholic FCU and other bank / credit union accounts
FREE ATM transactions. No ATM fees when using Ohio Catholic FCU, CO-OP, MoneyPass, or Alliance One ATMs.

*APY=Annual Percentage Yield. A qualifying direct deposit must be made to the High-Yield Checking Account, be received within 30 days of account opening, be on-going, and total $300 or more each month. Average daily balance of $2,500 must be maintained to avoid monthly fee. Fees may reduce earnings. Promotional rate is earned on balances from $2,500 to $15,000. Ohio Catholic FCU may change or discontinue the program at any time without notice. This account is a variable rate accounts, and the APY may change after the account is opened. Fees may reduce earnings. All stated minimum deposits to open are in addition to the purchase of one $5.00 membership share required to be maintained in your share savings account. The minimum deposit to open the Checking with Dividends Account is $25. For additional account information, please see the Truth-in-Savings disclosure. Ohio Catholic may discontinue or modify this offer without notice. Insured by NCUA.

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TOTALLY FREE CHECKING

Our standard member checking account is anything but! Go beyond ordinary checking with features designed to help you manage your everyday financial life like mobile check deposit and bill pay.

Unlimited check writing
No minimum balance
FREE Debit Card
FREE eStatements ($4.00/mo for monthly paper statements)
FREE Online banking & Bill Pay
FREE Mobile Banking app
FREE Mobile deposit (Must be 18+ to use)
FREE Transfers between Ohio Catholic FCU and other bank / credit union accounts
FREE ATM transactions. No ATM fees when using Ohio Catholic FCU, CO-OP, MoneyPass, or Alliance One ATMs.

Fees may reduce earnings. All stated minimum deposits to open are in addition to the purchase of one $5.00 membership share required to be maintained in your share savings account. The minimum deposit to open the Checking Account is $25. For additional account information, please see the Truth-in-Savings disclosure.

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60+ CHECKING

Members 60 years and older can get every perk of our Totally Free Checking plus FREE checks, no unnecessary fees and an easier, hassle-free way to manage your account. Direct deposit required.

Unlimited check writing
No Monthly Fee w/ $500 average daily balance. Account must maintain $500 average daily balance or $5.95 monthly fee will be applied.
No minimum balance
FREE Debit Card
FREE eStatements ($4.00/mo for monthly paper statements)
FREE Online banking & Bill Pay
FREE Mobile Banking app
FREE Mobile deposit (Must be 18+ to use)
FREE Transfers between Ohio Catholic FCU and other bank / credit union accounts
FREE ATM transactions. No ATM fees when using Ohio Catholic FCU, CO-OP, MoneyPass, or Alliance One ATMs.

Fees may reduce earnings. All stated minimum deposits to open are in addition to the purchase of one $5.00 membership share required to be maintained in your share savings account. The minimum deposit to open the Checking with Dividends Account is $25. For additional account information, please see the Truth-in-Savings disclosure.

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STUDENT CHECKING

Students ages 15+ can open a FEE-FREE checking account with NO minimum balance! And it’s easy to manage online through our Mobile Banking app.

No minimum balance
FREE Debit Card
FREE eStatements ($4.00/mo for monthly paper statements)
FREE Online banking & Bill Pay
FREE Mobile Banking app
FREE Mobile deposit (Must be 18+ to use)
FREE Transfers between Ohio Catholic FCU and other bank / credit union accounts
FREE ATM transactions. No ATM fees when using Ohio Catholic FCU, CO-OP, MoneyPass, or Alliance One ATMs.