Debt Consolidation

As big as the smiles are during the holiday season, the bills in January are usually just as large. Have no fear, Ohio Catholic is here to help! Reduce your monthly obligations by consolidating multiple payments into one low-monthly payment with low interest rates. Secured rates starts as low as 2.75% while unsecured rates are as low as 9.99%.

Start the new year fresh with Ohio Catholic by your side. To get started, fill out the form below:

Debt Consolidation Form

    Please note, you do not have to be a member to obtain more information or apply for a mortgage loan but we would love to have you join!

 

 

*APR is the Annual Percentage Rate. Subject to creditworthiness and Ohio Catholic’s lending policies. $2,500 minimum loan amount required; $15,000 maximum loan amount allowed for unsecured loans. Monthly payments will be fixed and spread equally across the life of the loan. No prepayment penalty. Standard loan terms apply. In order to receive the promotional rate: (1)Must open up an Ohio Catholic checking account with direct deposit of $500/month and payments must be auto-paid from this account; (2)Must bring in proof of payoff(s) and Ohio Catholic will send the funds directly to the other financial institution. Cannot refinance an already existing Ohio Catholic loan or line of credit. Other terms and conditions may apply to receive the promotional rate. If you respond to this offer but do not meet the criteria for a loan at the time of your application, we may not be able to extend credit to you. Ohio Catholic Federal Credit Union may discontinue or change program without notice. Loan documentation fee may be higher depending on MVP status. Payment example for secured loan: $2,500 for 36 months at 2.75% (5.33% APR with $99 loan documentation fee) would have a fixed monthly payment of $75.30.  Payment example for unsecured loan: $2,500 for 36 months at 9.99% (12.68% APR with $99 loan documentation fee) would have a fixed monthly payment of $83.85.